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Absence of gratitude is the mark of the narrow, uneducated mind. It bespeaks a lack of knowledge and the ignorance of self-sufficiency. It expresses itself in ugly egotism and frequently in wanton mischief. We have seen our beaches, our parks, our forests littered with ugly refuse by those who evidently have no appreciation for their beauty. I have driven through thousands of acres of blackened land scourged by a fire evidently set by a careless smoker whose only concern had been the selfish pleasure gained from a cigarette.

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Ron Chernow

Once the brokerage house, rather than the bank, became the locus for American savings, that money would find its way into the stock market, because the broker was someone with a much higher tolerance for risk than the banker.

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