Something that is said with the word “YOU” is truly heard by a very few and, that too, listened only of someone who leads a very simple life and regularly says the things refreshingly new because “You” has a tone and texture of an ADVICE, which everyone tries to give than take from others as almost all consider themselves to be WISE.
Long-term investment success is almost totally a function of how one emotionally handles declines in the equity market, as opposed to how one's portfolio handles them.