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You don’t marry for love. What does love got to do with marriage? I spit on love and marriage. You marry for money.

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Jane Bryant Quinn

You don't date an annuity, you marry it. An annuity isn't a mutual fund that you buy today and sell tomorrow. Nor is it a certificate of deposit, ready for any new use at maturity. When you buy an annuity, you are making (or ought to be making) a 15- or 20-year commitment, at least.