Most of these charges that people pay are economically unnecessary. There's no real cost behind them. There's no real value behind them. So, they're what the classical economist called empty pricing. Prices with no real cost value. What they called rent and fictitious capital. Capital claims on junk mortgage borrowers. The pretense is that all these debts can be paid but it's all fictitious, because everybody knows - at least on Wall Street everybody knows - that many debts can't be paid.
Rachel Caine
Dammit, Michael, get out of my room, you pervert!” Could you even be a pervert if you were dead? She supposed you could, if you had a working body half the time. “I swear, I’m going to start taking my clothes off!” The cold spot stayed resolutely put until she got the hem of her T-shirt all the way up to her bra line, and then faded away. “Chicken,” she said, and paced the room, back and forth.
