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God takes a safe course with His children, that they may not be condemned with the world, He permits the world to condemn them, that they may not love the world, the world hates them.

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Benjamin Franklin

The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality: that is, waste neither time nor money, but make the best use of both. Without industry and frugality nothing will do, and with them everything.