Mystics knew how to channel grace through prayer and they knew the power of that. They knew how to receive guidance through reflection and contemplation; they knew how to share the gift of illumination with each other. These are great gifts of life and profound grace that we are capable of providing for each other and the world. This is what it means to be a mystic without a monastery. You make a commitment to your own interior illumination and through that discover the "sacred" part of your "contract" and the true meaning of your highest potential.
Time is an equal opportunity employer. Each human being has exactly the same number of hours and minutes every day. Rich people can't buy more hours. Scientists can't invent new minutes. And you can't save time to spend it on another day. Even so, time is amazingly fair and forgiving. No matter how much time you've wasted in the past, you still have an entire tomorrow.