Is it not true that for every person the course of life is along the line of least resistance, and that in this the movement of humanity is like the movement of material bodies?
The SEC got more than 100 rules to write under Dodd-Frank, the lion's share of all the agencies. And we've moved, I think, with a tremendous sense of urgency. But it takes a long time to write rules and get them approved by a five-member commission.