Patience is a bitter plant that produces sweet fruit.
The fundamental problem with banks is what it's always been: they're in the business of banking, and banking, whether plain vanilla or incredibly sophisticated, is inherently risky.
There does seem to be some evidence that as people get older, they procrastinate less, perhaps because they feel the pressure of time more.
The value of a currency is, ultimately, what someone will give you for it - whether in food, fuel, assets, or labor. And that's always and everywhere a subjective decision.
The problem is that groups are only smart when the people in them are as independent as possible. This is the paradox of the wisdom of crowds.
Political risk is hard to manage because so much comes down to the personal choices of policymakers, whether prime ministers or heads of central banks.
Addictive behavior is kind of the inverse of procrastination: procrastination is about not being able to do what you want to do, addiction about not being able to not do what you don't want to do (drink, use drugs, etc. )
One of the things I love most about second person is that it reminds the reader that they are reading a text. It doesn't allow them to drift into the story and not notice that they are reading a book - a book that has an author.
It is not the failure of others to appreciate your abilities that should trouble you, but rather your failure to appreciate theirs.
When cleverness emerges There is great hypocrisy.
We shall strike. We shall organize boycotts. We shall demonstrate and have political campaigns. We shall pursue the revolution we have proposed. We are sons and daughters of the farm workers' revolution, a revolution of the poor seeking bread and justice.