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My financial adviser Ric Edelman. . . thinks the time to start educating people about money is when they are children. He's set up a retirement plan called the RIC-E-Trust that can provide retirement security. A $5,000 one-time tax-deferred investment at birth, with an average interest rate of ten percent compounded, means that a child would have $2. 4 million when he or she is 65 years old. Who needs Social Security with that kind of nest egg?

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Silver RavenWolf

Just as an earthly garden needs constant attention, so, too, does our spiritual garden. When we first begin our journey of spirituality our garden is filled with all sorts of interesting items--it was not, after all, a fallow place before we sought to investigate what might be there and what we could possibly put in it. Everyone's spiritual garden is different, because each individual is unique.

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