J. Reuben Clark

Debt never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation. . . it is never laid off work. . . it buys no food; it wears no clothes; it is unhoused. . . it has neither weddings nor births nor deaths; it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, it is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it. . . and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.