I've always said that the big difference between South America and North America with regard to the native population is that in North America they raped them and killed them, and in South America they raped them and married them. The mix was much greater, and that was very good.
What’s happened is that, almost overnight, we’ve switched from democracy in real-property recording to oligarchy in real-property recording. There was no court case behind this, no statute from Congress or the state legislatures. It was accomplished in a private corporate decision. The banks just did it.