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I found it. " "People find pennies," Gansey replied. "Or car keys. Or four-leaf clovers. " "And ravens," Ronan said. "You're just jealous 'cause" - at this point, he had to stop to regroup his beer-sluggish thoughts - "you didn't find one, too.

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Bill Vaughan

I think the common elements first are that, basically, we are entering markets or in markets that are deregulating or have recently deregulated, and so they have become competitive, moving from monopoly franchise-type businesses to competitive, market-oriented businesses.