It seems to me that some releases these days are so collab heavy to the point the artist seems like a guest on their own album and then fans look out more for the collabs than the stand alone tracks from the artist.
To save the banks from making losses that would wipe out their net worth, you'll have to get rid of Social Security. It means that you'll essentially have to abolish government and turn it over to the banking system to run, with an idea that the role of governments is to extract income from the economy to pay to the bondholders and the banks.