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Whether you reach a lot of people or have a profound impact on a few people, their memories of you are your afterlife.

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Jenny Lawson

One of the most important things I learned is forging a rapport with someone at your insurance company. Know their names. You'll eventually get someone who will tell you, "This is how you do an appeal. This is what you need to say in your letter. " You can also always go to the ER to get whatever you need to tide you over for a few days.