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The commission of the investment sins listed above is not limited to 'the little guy. ' Huge institutional investors, viewed as a group, have long underperformed the unsophisticated index-fund investor who simply sits tight for decades. A major reason has been fees: Many institutions pay substantial sums to consultants who, in turn, recommend high-fee managers. And that is a fool's game.

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Suzy Amis

If you don't go and do something in life, nothing happens.

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