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I think the issue that millennials have is that the return on asset classes such as bonds, cash, are so low now compared to the historical levels that it's very difficult for them to save enough to be able to retire comfortably. If interest rates do trend back upwards, it may be less of a problem going forward.

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Alan Watts

Here's an example: someone says, "Master, please hand me the knife," and he hands them the knife, blade first. "Please give me the other end," he says. And the master replies, "What would you do with the other end?" This is answering an everyday matter in terms of the metaphysical. When the question is, "Master, what is the fundamental principle of Buddhism?" Then he replies, "There is enough breeze in this fan to keep me cool. " That is answering the metaphysical in terms of the everyday, and that is, more or less, the principle zen works on. The mundane and the sacred are one and the same.