If you are spending too much, you cut back on spending and you raise your revenues. And that's it.
I realize that it's like spices in the kitchen. I need that turmeric. I'm sorry, but cinnamon isn't going to substitute. I feel that I can teach my listener about a new word they can use too. "Well, what words are part of my own community, even if I'm monolingual, that I'm not allowing myself to use in a public sphere?"