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God is present in the moment of choice, not in order to watch but in order to be chosen. Therefore, each person must choose. Terrible is the battle, in a person's innermost being, between God and the world. The crowning risk involved lies in the possession of choice.
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Jonathan Davis
Nothing highlights better the continuing gap between rhetoric and substance in British financial services than the failure of providers here to emulate Jack Bogle's index fund success in the United States. Every professional in the City knows that index funds should be core building blocks in any long-term investor's portfolio. Since 1976, the Vanguard index funds has produced a compound annual return of 12 percent, better than three-quarters of its peer group.
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