As a matter of fact 25% of our U. S. investment banking business comes out of our commercial bank. So it's a competitive advantage for both the investment bank - which gets a huge volume of business - and the commercial bank because the commercial bank can walk into a company and say, "Oh, if you need X, Y and Z in Japan or China, we can do that for you. "
She was forced to consider the startling fact that the love of her life might not actually be someone with whom she could spend a lifetime.