We are the makers of our own lives. There is no such thing as fate. Our lives are the result of our previous actions, our karma, and it naturally flows that, having been ourselves the makers of our karma, we must also be able to unmake it.
Abu Dharr once described the people of the world, says, "They breed what will they ultimately bury, they build what will eventually be destroy, they hold firm to what is emphemeral, and they forsake what is everlasting. Hence, blessed are the two cries people abominate most: Death and poverty.