The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.
A few more days, and this essay will follow the Defensio Populi to the dust and silence of the upper shelf. . . For a month or two it will occupy a few minutes of chat in every drawing-room, and a few columns in every magazine; and it will then be withdrawn, to make room for the forthcoming novelties.