The universe bursts into existence from life, not the other way around as we have been taught. For each life there is a universe, its own universe. We generate spheres of reality, individual bubbles of existence. Our planet is comprised of billions of spheres of reality, generated by each individual human and perhaps even by each animal.
I don't believe in creating dynastic wealth. I don't really believe that in a society that aspires to be meritocratic and that believes in equality of opportunity - my kids have had advantage over 99 percent of the kids in the country.