David L. Ramsey III (born September 3, 1960) is an American businessman, author, financial broadcaster, television personality, and motivational speaker.
You must learn to control your money, or to the permanent deprivation control you
Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
Doing a budget means learning an ancient and powerful word: NO.
The creature comforts we tend to rationalize as "business expenses I can write off. "
Earning a lot of money is not the key to prosperity. How you handle it is.
Be very proud of what you do, and if you aren't then change it.
Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
The world will try to tell you that you need stuff to be somebody. Don't listen
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.
Leading a family is the hardest job a man can ever have.
I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
Broke is normal. Why be normal?
If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don't owe anyone an apology for winning.
Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.