David L. Ramsey III (born September 3, 1960) is an American businessman, author, financial broadcaster, television personality, and motivational speaker.
We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president.
After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.
Money is 80% behavior, 20% head knowledge. It's what you do, not what you know.
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
Success is a pile of failure that you are standing on.
When leadership set the goals by themselves, they are not goals, they are quotas.
When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
You have the clean canvas of a whole week before you. Paint well.
I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
Broke is normal. Why be normal?
Be intense, passionate, and fired up, but about things that matter, things that change your life and your legacy.
Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
The creature comforts we tend to rationalize as "business expenses I can write off. "
Debt gives you the ability to look like you’re winning when you’re not.
Fear is the enemy of hope.
Great talent stands in line to join your team because the culture becomes the stuff of legend.
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.