David L. Ramsey III (born September 3, 1960) is an American businessman, author, financial broadcaster, television personality, and motivational speaker.
We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president.
There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
Broke is normal. Why be normal?
Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
Great talent stands in line to join your team because the culture becomes the stuff of legend.
Bosses push, Leaders pull. Real leadership is servant leadership.
You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.
It's never too late to turn things around. You are the only obstacle.
I believe that through knowledge and discipline, financial peace is possible for all of us.
If you will make the sacrifices now that most people aren't willing to make, later on you will be able to live as those folks will never be able to live.
The average millionaire can't tell you who got thrown off the island last night.
The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
When I do something stupid with money and lose it. . . . I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
The creature comforts we tend to rationalize as "business expenses I can write off. "
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.
The first step in taking control of your money is to stop borrowing money. Start using cash today.
Surround yourself with people who add the fuel of advice and encouragement to your fire.
Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.