It takes risks to achieve. It's often scary. It requires something you didn't know before or a skill you didn't have before. But in the end, it's worth it.
In order for an act to be a crime, libertarians say, someone must be harmed - there must be a victim. Anything that's peaceful, voluntary, and honest should be tolerated regardless of whether we agree with it. Part of the price of our own freedom is allowing others to be free.