Competence is a big word. It is important. I almost want to nuance it with the idea of giftedness because sometimes you can teach a lot of skills on exposition but a person may not have the competence or the giftedness to do it. Therefore, it is very important to have that.
Giftedness is your accelerator; wisdom is your brake.
When it comes down to it, determination has a greater impact than giftedness.
Whenever I mentor people and help them discover their purpose, I always encourage them to start the process by discovering their strengths, not exploring their shortcomings. Why? Because people's purpose in life is always connected to their giftedness. It always works that way. You are not called to do something that you have no talent for. You will discover your purpose by finding and remaining in your strength zone.
I am convinced that life is 10% what happens to me and 96% how I react to it.