Although goal setting can clearly be overdone, only a few people are overly involved with goals and goal setting; most people do far too little goal setting, including the reflecting that precedes the setting of such goals. Too many marriages have financial goals but not other explicit goals. Yet the gospel is certainly goal-oriented.
Acting is not a science. Anybody who believes that their success exists in relation to their goals is deluding themselves; unless you think of a career in terms of financial goals. I have nothing against Tom Cruise, but he must have a large capacity to deal with the business side of movies.
After you marry, every asset either of you acquires is jointly held. That's why you both need to be in sync on your long-term financial goals, from paying off the mortgage to putting away for retirement. Ideally, you should talk about all this before you wed. If you don't, you can end up deeply frustrated and financially spent.
Before you can really start setting financial goals, you need to determine where you stand financially.
When it comes to tackling your financial goals, whatever they might be, there's no time like the present.
