I always tried to manage my money smart.
We should pay as much reverence to youth as we should to age; there are points in which you young folks are altogether our superiors: and I can't help constantly crying out to persons of my own years, when busied about their young people--leave them alone; don't be always meddling with their affairs, which they can manage for themselves; don't be always insisting upon managing their boats, and putting your oars in the water with theirs.
The number one key to success in life is to master your own state. If you can manage and master your states, there's nothing you can't do.