Phineas Taylor Barnum (July 5, 1810 – April 7, 1891) was an American showman, politician and businessman remembered for promoting celebrated hoaxes and for founding the Barnum & Bailey Circus (1871–2017). Although Barnum was also an author, publisher, philanthropist, and for some time a politician, he said of himself, "I am a showman by profession...and all the gilding shall make nothing else of me," and his personal aim was "to put money in his own coffers." Barnum is widely, but erroneously, credited with coining the phrase "There's a sucker born every minute."Read about P. T. Barnum in Wikipedia
A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending.
Every man should make his son or daughter learn some useful trade or profession, so that in these days of changing fortunes of being rich today and poor tomorrow they may have something tangible to fall back upon. This provision might save many persons from misery, who by some unexpected turn of fortune have lost all their means.